Wood-burning stoves are used in homes and cottages as a source of auxiliary heat and also as a source of enjoyment. There are extra requirements however when you have a wood stove, and you will need to protect your home properly with the right insurance coverage.
You will need to have a WETT inspection completed to ensure your wood stove is professionally installed and in good working order. WETT stands for Wood Energy Technology Transfers and the inspection will be performed by a certified technician. This inspection will be required regardless of whether you are buying a home with an existing wood stove or are having one installed in your home.
WETT inspections help protect homes from the risk of fire and also help protect your family’s health and safety. If a woodstove is incorrectly installed, it can release harmful pollutants into your home, and your children, the elderly, and anyone with pre-existing heart or respiratory conditions will become susceptible to the negative health effects of a woodstove that is not functioning properly.
In addition to a WETT inspection, insurance companies will also require that a questionnaire be filled out in most situations to acquire information regarding how much the stove is used, measurements and even pictures of the unit.
A WETT-certified technician will ensure your wood stove is in good condition and will confirm if it was installed properly. They will ensure it is operating properly and is up to standard code and will need to access your roof to examine the chimney for any issues with ventilation. They will take measurements to ensure the minimum clearances between all sides of the stove and the walls and ceiling are met.
Insurance Premiums
Having a wood stove will affect the price of your home insurance. Many variables will be considered when calculating your quote, and some insurance companies may add a flat fee or a percentage to your policy. Insurance companies will usually require a current WETT inspection to be performed before they provide you with coverage.
A WETT inspection refers to the thorough inspection of all types of wood-burning appliances including wood stoves, fireplaces, pellet stoves and outdoor boilers. This inspection is not only important for insurance purposes, it is also a must to protect your safety and well-being and that of your family. It is a must that your wood stove be covered properly to ensure you do not face any issues in the event of a claim.
Fire is a threat to a home, and many insurance companies will require a WETT inspection before they issue a home insurance policy.
Ensure Safety and Compliance with MGG Chimney Sweep
Does your home have wood-burning appliances? A WETT inspection may be necessary, and MGG Chimney Sweep can provide you with more information. We offer a number of services, including wood stove installation, chimney inspections and chimney cleaning.
We serve customers in the Mississauga, Brampton & Oakville areas, and you can contact us at any time with questions.
